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More green mutual funds in

More green mutual funds in both energy and manufacturing are coming to our attention, and probably my husband and I will look at making a significant investment toward our retirement in this way. But my idea was simply this. What if an average household could contribute say $20-$50 or more each month to the development of their local 100% green utility. I know we are a few years off from being able to deliver clean energy. So what if this "seed money" resulted in a utility credit, for each household that contributed, redeemable when the utility service was online and available. It's taking the long view, but, we know we are all going to be consumers of energy.

Same with the electric car. I will own one as soon as its available. But what if I could contribute $20-$50 a month to the auto manufacture now and have that go toward the purchase on my new vehicle when it's available. If millions of people were able to do this across the country, millions of dollars could be raised each month. With a small monthly sacrafice from the individual, everybody would win. Americans could make an investment and have a stake in our future.

How about a mortgage refinance package made available to home owners that could deliver 1) a lower interest rate 2) a lower monthly payment 3) $50,000 to $100,000 additional to install solar, geothermal, or something sustainable and renewable to power the home. It would add value to the devalued home and give millions of Americans the means to bring "the green" into our homes.

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